Back to Home
Home Loan Prepayment Calculator
EMI & Prepayment Analysis
Loan Parameters
Loan Amount (₹)
Interest Rate (% per annum)
Tenure (Years)
First Payment Date
Prepayment Amount (₹)
Prepayment After (Years)
Prepayment Benefits
• Reduces total interest burden
• Shortens loan tenure significantly
• Tax benefits under Section 24(b)
• No prepayment penalty on floating rates
• Improves debt-to-income ratio
CSV
Report
Monthly EMI
₹0
Total Interest
₹0
Total Payment
₹0
Balance After 10 Years
₹0
Outstanding Balance Over Time
Principal vs Interest
Principal: ₹50,00,000
Interest: ₹0
Annual Principal vs Interest Payment
Prepayment Scenarios
Scenario
Prepayment Amount
Interest Saved
Tenure Reduction
Total Savings
Amortization Schedule (First 5 Years)
Month
EMI
Principal
Interest
Balance